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… Financial Planning Planning Retirement savings Retirement Workplace Benefits 1 … Employment Planning for Retirement 401K Retirement Benefits … More information...
Audience: Individual Researcher
Type of Resource: Report
Tags: GAO, Workplace
Date: 7/22/2015
Under the Commodity Exchange Act (CEA), the U.S. Commodity Futures Trading Commission (CFTC) is responsible for performing outreach activities "designed to help customers protect themselves from fraud and other violations of the CEA." As part of this effort, the CFTC developed and tested a series More information...
Audience: Individual Researcher Teacher
Type of Resource: Report
Tags: Investment Fraud, Commodities, Financial Fraud, Pre-retirement, Trading, Consumer Protection, Futures, Anti-Fraud
Date: 5/5/2014
Drawing on a comprehensive review of academic journal articles, the report reviews patterns of investor behavior that may be suboptimal and factors that may lead to such patterns. role of behavioral finance from the perspective of prospect theory, overconfidence and human sentiment, as well as More information...
Audience: Researcher
Type of Resource: Report
Tags: Behavioral Economics
Date: 3/4/2013
In this report, GAO's objectives were to determine: (1) what benefit payout options and accompanying information pension plans make available to participants at retirement, (2) what benefit payouts plan participants receive at retirement, and (3) the actions available to help retiring participants More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
GAO was asked to report on the implications of proposals to restructure the U.S. Social Security system by using a voluntary approach to individual retirement savings accounts accounts. GAO studied three countries that have enacted voluntary.individual account plans—the Czech Republic, More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Because of recent concerns about significant losses in and differences in the performance of some Target Date Funds (TDF)s, GAO was asked to address the following questions: (1) To what extent do the investment compositions of TDFs vary; (2) what is known about the performance of TDFs; (3) More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
To foster greater participation among workers who have access to employer-sponsored retirement plans, Congress included provisions that facilitate plan sponsors’ adoption of automatic enrollment policies in the Pension Protection Act of 2006. To foster greater retirement savings among workers who More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
American workers increasingly rely on defined contribution (DC) plans like 401(k) plans and individual retirement accounts (IRA) for retirement income. In this report, GAO examined: (1) the types of fees charged to participants and investments of various DC plans; (2) how DC plan sponsor actions More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Under federal regulations, 401(k) participants may tap into their accrued retirement savings before retirement under certain circumstances, including hardship. This "leakage" from 401(k) accounts can result in a permanent loss of retirement savings. GAO was asked to analyze (1) the incidence, More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
… Approaches Could Address Retirement Risks Faces by Workers but … Approaches Could Address Retirement Risks Faces by Workers but … Approaches Could Address Retirement Risks Faces by Workers but … More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012