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Over the last several decades, there has been a well-documented trend away from defined benefit plans toward defined contribution plans, in which an employee's retirement income depends on contributions to the plan along with the investment earnings on those contributions. Current workers More information...
Audience: Researcher
Type of Resource: Peer-reviewed Journal
Tags: financial literacy, psychosocial factors, financial competency, retirement security
Date: 3/1/2013
The majority of research on the retirement decision has focused on the health and wealth aspects of retirement. Such research concludes that people in better health and those enjoying a higher socioeconomic status tend to work longer than their less healthy and less wealthy counterparts. While More information...
Audience: Individual Researcher Teacher
Type of Resource: Peer-reviewed
Tags: behavioral economics, psychology, retirement, benefit claiming
Date: 11/1/2011
Many older US households have done little or no planning for retirement, and there is a substantial population that seems to undersave for retirement. Of particular concern is the relative position of older women, who are more vulnerable to old-age poverty due to their longer longevity. This paper More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 5/1/2008
We compare wealth holdings across two cohorts of the Health and Retirement Study: the early Baby Boomers in 2004, and individuals in the same age group in 1992. Levels and patterns of total net worth have changed relatively little over time, though Boomers rely more on housing equity than their More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2007