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Despite the proliferation of academic studies examining financial literacy and financial outcomes, no consistent definition or empirically validated measures of financial literacy exist. While a handful of questions have become the standard measures of financial literacy in previous research, More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Tags: savings, financial literacy, wealth
Date: 7/26/2013
Increased policy and academic attention has been placed on promoting retirement savings early in the life course. This study investigates the extent to which retirement savings behavior among young persons, a population for which retirement savings is important but typically low, differs by marital More information...
Audience: Individual Researcher Teacher
Type of Resource: Peer-reviewed
Tags: Family economics, life course, life events, marriage, retirement
Date: 4/5/2013
Traditional economic theory posits that people make decisions by maximizing a utility function in which all of the relevant constraints and preferences are included and weighed appropriately. Behavioral economists and decision-making researchers, however, are interested in how people make decisions More information...
Audience: Individual Researcher Teacher
Type of Resource: Peer-reviewed
Tags: Behavioral economics, decision making, retirement savings
Date: 4/5/2013
This study used the 1992–2006 waves of the Health and Retirement Study (HRS) to investigate changes in risk tolerance levels over time in response to stock market returns. Findings indicate that risk tolerance tends to increase when market returns increase and decrease when market returns decrease. More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Tags: Risk tolerance, Stocks
Date: 3/4/2013
Using the 2008 Survey of Chinese Consumer Finance and Investor Education and the 2007 Survey of Consumer Finances, this study compared saving motives between Chinese and American urban households. Results showed that Chinese households were more likely than American households to report More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Tags: China
Date: 3/4/2013
Retirement Programs: Reaching Midlife … documents/research/sharpe_retirement.pdf DispResource.aspx 0 Item Retirement Programs: Reaching Midlife … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012
Retirement Preparation of the Nonfarm … aspx 0 Item Retirement Preparation of the Nonfarm … Invest Researcher Retirement Preparation of the Nonfarm … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012
… and Level of Discretionary Retirement Savings 1 http … and Level of Discretionary Retirement Savings http://trpropubwfe21 … and Level of Discretionary Retirement Savings http://trpropubwfe21 … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012
… Ratio As an Indicator of Retirement Adequacy 1 http … Ratio As an Indicator of Retirement Adequacy http://trpropubwfe21 … Ratio As an Indicator of Retirement Adequacy http … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012
… Investments of Renters Nearing Retirement Age 1 http://pfp … Investments of Renters Nearing Retirement Age http://trpropubwfe21 … Investments of Renters Nearing Retirement Age http://trpropubwfe21 … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012