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This study examines the effect of credit-based insurance scores on the price and availability of automobile insurance and the impact of such scores on racial and ethnic minority groups and on low-income groups. Using a large database of insurance policies, the study shows that scores are effective More information...
Audience: Researcher
Type of Resource: Report
Tags: Automobile insurance
Date: 3/4/2013
… Marketplace and Use of Technology http://trpropubwfe21:8086/researcher Borrow Protect Researcher Credit Cards: Fair Debt Collection Practices Act Could Better Reflect … More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
… Consumers, but Impact Could Vary http://trpropubwfe21:8086/researcher Borrow Protect Researcher Credit Cards: Customized Minimum Payment Disclosures Would Provide More … More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
… in Challenging Times http://trpropubwfe21:8086/researcher Borrow Earn Protect Save & Invest Spend Researcher Financial Literacy: Strengthening Partnerships … More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Abstract: American parents, teachers, and policymakers generally express strong support for personal financial education for high school students, despite a need for further research to determine if such education is effective in improving long-term decision-making capabilities. However, research More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Financial literacy — the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being — is becoming more and more important as individuals and families become increasingly responsible for their own long-term financial well-being. Financial and More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This study reports the results of the Federal Trade Commission’s second statistical survey of fraud in the United States. The survey found that 30.2 million adults – 13.5 percent of the adult population – were victims of one or more of the frauds included in the survey during the year studied. More More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This survey shows that nearly 25 million adults – 11.2 percent of the adult population – were victims of fraud during the prevous year. Certain racial and ethnic minorities were much more likely to be victims of fraud then non-Hispanic whites. American Indians and Alaska Natives were the ethnic More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This 2003 survey reports that 27.3 million Americans have been victims of identity theft in the five preceding years, including 9.9 million people in the previous year alone. Identity theft losses to businesses and financial institutions totaled nearly $48 billion and consumer victims reported $5 More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This survey shows that 8.3 million American adults, or 3.7 percent of all American adults, were victims of identity theft in 2005. Of the victims, 3.2 million, or 1.4 percent of all adults, experienced misuse of their existing credit card accounts; 3.3 million, or 1.5 percent, experienced misuse of More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012