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The Dodd-Frank Wall Street Reform and Consumer Protection Act mandated that GAO study the oversight of financial planners. This report examines (1) how financial planners are regulated and overseen at the federal and state levels, (2) what is known about the effectiveness of this regulation, and More information...
Audience: Researcher
Type of Resource: Report
Date: 1/1/2011
This environmental scan focuses on financial and/or health literacy initiatives for low-income or underserved consumers. AIR conducted a review of literature from 2005 through 2010 and conducted interviews with program officials from Federal agencies and private organizations to develop key More information...
Audience: Researcher
Type of Resource: Report
Date: 12/1/2010
Financial literacy — the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being — is becoming more and more important as individuals and families become increasingly responsible for their own long-term financial well-being. Financial and More information...
Audience: Researcher
Type of Resource: Report
Date: 5/1/2010
The Credit Card Accountability, Responsibility and Disclosure Act of 2009 mandated GAO to examine the relationship between fluency in the English language and financial literacy. Responding to this mandate, this report examines the extent, if any, to which individuals with limited English More information...
Audience: Researcher
Type of Resource: Report
Date: 5/1/2010
… Better Reflect the Evolving Debt Collection Marketplace and Use of Technology Borrow Protect Researcher Credit Cards: Fair Debt Collection Practices Act Could Better Reflect … More information...
Audience: Researcher
Type of Resource: Report
Date: 9/1/2009
… Alternative Approaches Could Address Retirement Risks Faces by Workers but Pose Trade-offs Protect Save & Invest Researcher Private Pensions: Alternative Approaches Could Address … More information...
Audience: Researcher
Type of Resource: Report
Date: 7/1/2009
This study reports the results of the Federal Trade Commission’s second statistical survey of fraud in the United States. More information...
Audience: Researcher
Type of Resource: Report
Date: 10/1/2007
This survey shows that 8.3 million American adults, or 3.7 percent of all American adults, were victims of identity theft in 2005. Of the victims, 3.2 million, or 1.4 percent of all adults, experienced misuse of their existing credit card accounts; 3.3 million, or 1.5 percent, experienced misuse of More information...
Audience: Researcher
Type of Resource: Report
Date: 11/1/2007
This study reports the results of the Federal Trade Commission’s second statistical survey of fraud in the United States. The survey found that 30.2 million adults – 13.5 percent of the adult population – were victims of one or more of the frauds included in the survey during the year studied. More More information...
Audience: Researcher
Type of Resource: Report
Date: 10/1/2007
This study examines the effect of credit-based insurance scores on the price and availability of automobile insurance and the impact of such scores on racial and ethnic minority groups and on low-income groups. Using a large database of insurance policies, the study shows that scores are effective More information...
Audience: Researcher
Type of Resource: Report
Tags: Automobile insurance
Date: 7/1/2007