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Collectors may not be able to sue you to collect old debts. The statute of limitations varies among states and for different kinds of debts. More information...
Audience: Individual
Date: 3/29/2013
If you owe back taxes, try to negotiate with the IRS or your state comptroller on your own. Tax relief companies can’t do anything for you that you can’t do for yourself. More information...
Audience: Individual
Date: 3/29/2013
Your application for a job means an employer can check your credit report. Here are some things to know. More information...
Audience: Individual
Date: 3/29/2013
U.S. bankruptcy law requires credit counseling before you file for bankruptcy and debtor education after you file. More information...
Audience: Individual
Date: 3/29/2013
Want to buy a business? Here’s how the Business Opportunity Rule can help you evaluate the opportunity — and the seller. More information...
Audience: Individual
Date: 3/29/2013
Thinking about an internet startup? The promise of big bucks and terrific working conditions can be tempting, but consider these factors before you hand over any money. More information...
Audience: Individual
Date: 3/29/2013
After the shock of a disaster, it’s time to rebuild. Starting over requires a lot of complex choices, uncertainty and expense. Being prepared and knowing how to protect yourself can help you avoid scams, save money and get back on your feet faster. More information...
Audience: Individual
Type of Resource: Blogs
Tags: protecting, rebuilding, disaster, unplanned events, contractors, fraud, home
Date: 11/6/2012
A dramatic rise in subprime foreclosures over the past several years has led to calls for restrictions of, or prohibitions against, a range of lending practices loosely termed “predatory.” Several cities and states have enacted legislation or regulations aimed at eliminating predatory practices, More information...
Audience: Researcher
Type of Resource: Working paper
Tags: Predatory Lending
Date: 8/1/2006
Rapid growth in subprime lending over the past decade has led to rising concerns about abusive practices by subprime lenders. By early 2004, those concerns prompted Georgia and more than 30 other states to pass laws designed to eliminate abusive or predatory lending practices by the financial More information...
Audience: Researcher
Type of Resource: Working paper
Tags: Predatory Lending
Date: 9/1/2004
This article reviews research on the effectiveness of general financial literacy training to draw implications for literacy training related to predatory lending. The article concludes that training offered by high schools and workplaces is associated with improved financial knowledge and More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Tags: predatory lending, financial literacy, financial education
Date: 11/1/2002