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In response to a mandate in the Dodd-Frank Wall Street Reform and Consumer Protection Act, this report addresses (1) what is known about which methods and strategies are effective for improving financial literacy, and (2) the feasibility of a process for certifying financial literacy providers. More information...
Audience: Researcher
Type of Resource: Report
Date: 6/1/2011
In response to a mandate in the Credit Card Accountability Responsibility and Disclosure Act of 2009, this report reviews dept protection product market share and characteristics, federal and state oversight, and advantages and disadvantages to consumers. For this report, GAO analyzed data it had More information...
Audience: Researcher
Type of Resource: Report
Date: 3/1/2011
The Dodd-Frank Wall Street Reform and Consumer Protection Act mandated that GAO study the oversight of financial planners. This report examines (1) how financial planners are regulated and overseen at the federal and state levels, (2) what is known about the effectiveness of this regulation, and More information...
Audience: Researcher
Type of Resource: Report
Date: 1/1/2011
This environmental scan focuses on financial and/or health literacy initiatives for low-income or underserved consumers. AIR conducted a review of literature from 2005 through 2010 and conducted interviews with program officials from Federal agencies and private organizations to develop key More information...
Audience: Researcher
Type of Resource: Report
Date: 12/1/2010
The Credit Card Accountability, Responsibility and Disclosure Act of 2009 mandated GAO to examine the relationship between fluency in the English language and financial literacy. Responding to this mandate, this report examines the extent, if any, to which individuals with limited English More information...
Audience: Researcher
Type of Resource: Report
Date: 5/1/2010
Financial literacy — the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being — is becoming more and more important as individuals and families become increasingly responsible for their own long-term financial well-being. Financial and More information...
Audience: Researcher
Type of Resource: Report
Date: 5/1/2010
… Better Reflect the Evolving Debt Collection Marketplace and Use of Technology Borrow Protect Researcher Credit Cards: Fair Debt Collection Practices Act Could Better Reflect … More information...
Audience: Researcher
Type of Resource: Report
Date: 9/1/2009
The Financial Literacy and Education Improvement Act created, in December 2003, the Financial Literacy and Education Commission. Responding to the act’s mandate that GAO assess the Commission’s effectiveness, this report reviews its progress in (1) developing a national strategy; (2) developing a More information...
Audience: Researcher
Type of Resource: Report
Date: 12/1/2006
… in Rates and Fees Heightens Need for More Effective Disclosures to Consumers Borrow Protect Researcher Credit Cards: Increased Complexity in Rates and Fees Heightens Need for … More information...
Audience: Researcher
Type of Resource: Report
Date: 9/1/2006
… Disclosures Would Provide More Information to Consumers, but Impact Could Vary Borrow Protect Researcher Credit Cards: Customized Minimum Payment Disclosures Would Provide More … More information...
Audience: Researcher
Type of Resource: Report
Date: 4/1/2006