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How to resolve billing errors on your credit card accounts. More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/25/2013
What are your obligations if you decide to cosign on a loan for a friend or relative? More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/25/2013
Your liability for fraudulent credit card charges is $50, but that doesn’t stop scam artists from peddling “loss protection” services. More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/25/2013
During 2011 and part of 2012, the FDIC conducted a second nationwide survey of FDIC-insured depository institutions to assess their efforts to serve unbanked and underbanked individuals and families. This survey focuses on banks' basic transaction and savings account programs, auxiliary product and More information...
Audience: Researcher
Type of Resource: Article Survey Data Report
Date: 12/31/2012
This article summarizes results from the FDIC's Model Safe Accounts pilot, which was launched to determine the feasibility of banks offering affordable transaction and savings accounts to bring more individuals into the financial mainstream. More information...
Audience: Researcher
Type of Resource: Article Report
Date: 4/1/2012
This special edition of FDIC Consumer News puts special focus on staying focused and avoiding costly decisions during major life events. More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/28/2012
This article provides background about credit. It includes tips on shopping for credit cards, using cards carefully, and keeping your credit record clean. It also explains credit reports and credit scores, how to protect your identity, improve your credit record, and what to do if you are a More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/28/2012
This article provides information on obtaining a free copy of your credit report from each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – once every 12 months. It also provides guidance on disputing incorrect information on your reports. More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/28/2012
If you don’t make timely payments on the vehicle, your creditor may have the right to “repossess” — or take back your car without going to court or warning you in advance. Your creditor also may be able to sell your contract to a third party who may have the same right to seize the car as the More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/28/2012
This article explain how having a low credit score can affect your ability to get more credit and to get or keep a job. Employers can use a credit report when they hire and evaluate employees for promotion, reassignment or retention. The article explains your rights under the Fair Credit Reporting More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/28/2012