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Homebuyers have protections under The Home Ownership and Equity Protection Act. Find out what loans are covered, what disclosures are required, and what’s not allowed. More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/25/2013
This brochure explains about dealing with mortgage lenders. It tells you where to look, what to look for, and what takes place when you apply for a mortgage. Knowing what to expect, especially if you are a first-time homebuyer, may make it easier for you to get through the process. More information...
Audience: Individual
Type of Resource: Article Brochure Website
Date: 5/5/2016
Whether you are buying a house or refinancing your mortgage, this information can help you decide if an interest-only mortgage payment (an I-O mortgage)--or an adjustable-rate mortgage (ARM) with the option to make a minimum payment (a payment-option ARM)--is right for you. More information...
Audience: Individual
Type of Resource: Website
Date: 5/5/2016
Statistical supplement to the Current Population Survey that provides estimates and insights into the unbanked and underbanked populations of the United States. More information...
Audience: Individual
Type of Resource: Survey Data Report Website
Tags: Bank account ownership, checking account ownership, savings account ownership, automated deposits, consumer credit, alternative financial services, prepaid debit cards, mobile banking, banking methods, money orders, check cashing, remittances, rent-to-own transactions, payday loans, pawn shops, auto title loans, refund anticipation loans.
Date: 11/25/2014
Statistical supplement to the Current Population Survey that provides estimates and insights into the unbanked and underbanked populations of the United States. More information...
Audience: Individual
Type of Resource: Survey Data Report Website
Tags: Bank account ownership, checking account ownership, savings account ownership, automated deposits, consumer credit, alternative financial services, prepaid debit cards, mobile banking, banking methods, money orders, check cashing, remittances, rent-to-own transactions, payday loans, pawn shops, auto title loans, refund anticipation loans.
Date: 11/25/2014
This edition of FDIC Consumer News focuses on small businsses. Are you one of the millions of small business owners in the United States? Or are you considering starting your own company? Just as with consumers, it's important for small business owners to make sound financial decisions so they can More information...
Audience: Individual
Type of Resource: Article Website
Tags: owning a business, business
Date: 5/22/2013
This edition of FDIC Consumer News includes hints and tips for small businesses, including Saving Money to Help Your Company Grow, and Tips on borrowing to start or operate a small enterprise. More information...
Audience: Individual
Type of Resource: Article Website
Tags: owning a business, business
Date: 5/22/2013
This edition of the Money Smart Success Stories newsletter focuses on workplace financial education programs. More information...
Audience: Individual Teacher
Type of Resource: Article Website
Tags: owning a business, business
Date: 5/22/2013
This edition of the Money Smart Success Stories newsletter focuses on workplace financial education programs. More information...
Audience: Individual Teacher
Type of Resource: Article Website
Tags: owning a business, business
Date: 5/22/2013
In consultation with the U.S. Department of the Treasury and President Bush's Advisory Council on Financial Literacy, the FINRA Investor Education Foundation commissioned the first national study of the financial capability of American adults in 2009. The overarching research objectives of the More information...
Audience: Individual Researcher
Type of Resource: Website
Date: 6/5/2013