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… financial products, and investment portfolios is drawing growing attention from educators, businesses, community organizations, and government agencies (Hilgert, Hogarth, and Beverly 2003 … More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Tags: savings, financial literacy, wealth
Date: 7/26/2013
The Make Your Path (MY Path) initiative provides disadvantaged youth with peer-led financial capability trainings, a savings account at a mainstream financial institution and incentives to set and meet savings goals. The program focuses on youth earning their first paycheck—a critical “teachable More information...
Audience: Teacher Researcher
Type of Resource: Working paper
Tags: youth, underserved, underserved youth, peer learning
Date: 3/1/2013
In theory, financial professionals are relatively distinct: A broker conducts transactions in securities on behalf of others; a dealer buys and sells securities for his or her own accounts; and an investment adviser provides advice to others regarding securities. Broker-dealers and investment More information...
Audience: Researcher
Type of Resource: Report
Tags: Regulation
Date: 3/4/2013
The SCF is conducted every three years to provide detailed information on the finances of U.S. families (households). The study is sponsored by the Federal Reserve Board in cooperation with the Department of the Treasury and is widely used by the Federal Reserve, other branches of the U.S. More information...
Audience: Researcher
Type of Resource: Dataset
Date: 3/23/2012
Abstract: The project will develop, implement, and evaluate a pilot program to encourage the use of the Saver's Credit among clients of a large scale VITA site during the 2011 tax season. The pilot program will be developed by a coalition including Center for Economic Progress, Abt Associates, and More information...
Audience: Researcher
Type of Resource: Brief Working paper
Date: 10/1/2011
Abstract: In 2009, the Federal Reserve Board implemented a survey of families that participated in the 2007 Survey of Consumer Finances (SCF) to gain detailed information on the effects of the recent recession on all types of households. Using data from the 2007-09 SCF panel, we highlight the More information...
Audience: Researcher
Type of Resource: Working paper
Date: 3/1/2011
About 10 million American households do not use any aspect of the banking system. A large body of research provides evidence that limited involvement in the mainstream financial sector is most common among low- and moderate-income (LMI) households. Although their income may be relatively low, More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Tags: IDA
Date: 9/13/2010
About 10 million American households do not use any aspect of the banking system. A large body of research provides evidence that limited involvement in the mainstream financial sector is most common among low- and moderate-income (LMI) households. Although their income may be relatively low, More information...
Audience: Researcher
Type of Resource: Article
Date: 9/1/2010
… Owner Resources in Small and Family Owned Businesses: Literature Review and Future Research … Owner Resources in Small and Family Owned Businesses: Literature Review and Future Research … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2010
This paper describes an equilibrium life-cycle model of housing where nonconvex adjustment costs lead households to adjust their housing choice infrequently and by large amounts when they do so. In the cross-sectional dimension, the model matches the wealth distribution; the age profiles of More information...
Audience: Researcher
Type of Resource: Working paper
Date: 11/1/2009