Narrow Your Results
Search
11-20 of 30 results
Sort by: 
Abstract: This paper examines the effects of credit availability on small firm survivability over the period 2004 to 2008 for non-publicly traded small enterprises. Using data from the 2003 Survey of Small Business Finances, we develop failure prediction models for a sample of small firms that were More information...
Audience: Researcher
Type of Resource: Working paper
Date: 8/1/2011
We evaluate the effects of the lending institution and soft information on mortgage loan performance for low-income homebuyers. We find that even after controlling for bank selection, those who receive a loan from a local bank are significantly less likely to become delinquent or default than other More information...
Audience: Researcher
Type of Resource: Working paper
Date: 8/1/2011
Abstract: In 2009, the Federal Reserve Board implemented a survey of families that participated in the 2007 Survey of Consumer Finances (SCF) to gain detailed information on the effects of the recent recession on all types of households. Using data from the 2007-09 SCF panel, we highlight the More information...
Audience: Researcher
Type of Resource: Working paper
Date: 3/1/2011
About 10 million American households do not use any aspect of the banking system. A large body of research provides evidence that limited involvement in the mainstream financial sector is most common among low- and moderate-income (LMI) households. Although their income may be relatively low, More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Tags: IDA
Date: 9/13/2010
About 10 million American households do not use any aspect of the banking system. A large body of research provides evidence that limited involvement in the mainstream financial sector is most common among low- and moderate-income (LMI) households. Although their income may be relatively low, More information...
Audience: Researcher
Type of Resource: Article
Date: 9/1/2010
… Owner Resources in Small and Family Owned Businesses: Literature Review and Future Research … Owner Resources in Small and Family Owned Businesses: Literature Review and Future Research … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2010
This descriptive analysis examines the importance of personal financing sources, especially mortgages secured by residential property, to small businesses from 1998 through 2007. About 80 percent of the total debt owned by small business-owning house-holds is held in mortgages and installment More information...
Audience: Researcher
Type of Resource: Report
Date: 1/1/2010
The Federal Deposit Insurance Corporation’s (FDIC) two-year Small-Dollar Loan Pilot Program concluded in the fourth quarter of 2009. The pilot was a case study designed to illustrate how banks can profitably offer affordable small-dollar loans as an alternative to high-cost credit products such as More information...
Audience: Researcher
Type of Resource: Article
Date: 1/1/2010
Abstract: This paper uses Flow of Funds data on the level of net new credit extension to construct a bird’s-eye view of what the financial market landscape might look like once the turmoil subsides and the economy has begun to recover. The paper targets two related questions: (1) How much credit More information...
Audience: Researcher
Type of Resource: Working paper
Date: 11/1/2009
This paper describes an equilibrium life-cycle model of housing where nonconvex adjustment costs lead households to adjust their housing choice infrequently and by large amounts when they do so. In the cross-sectional dimension, the model matches the wealth distribution; the age profiles of More information...
Audience: Researcher
Type of Resource: Working paper
Date: 11/1/2009